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For help or information on finance in the UK please visit the Governments Financial Services Authority at: http://www.fsa.gov.uk/
* Balance Transfers : Made within 6 weeks after account opening. After the specified period Balance Transfers charged at standard purchase rate. Payments applied towards Balance Transfers first.
**You are advised to check the card issuer's Terms & Conditions for up to date information relating to interest rates, fees and charges.
MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.